Sunday, February 16, 2014

The risks of electronic money

We will discuss in this section, some of the risks of the electronic money, both those related risks, legal or security aspects. Simply stated, most of the security risks, which surrounds money online, come from the characteristics of that money, and the nature of electronic technology, for example, but not limited to known for some time, do some thieves Internet, designing pages are quite similar with the pages of electronic banking, and send links that Pages counterfeit, via e-mail for millions of users, and formulating messages shocking, if you find those in the letter that it was deducting a certain amount from your account, or that your account was closed, for example, or any message shocking to the recipient, grab his attention and focus and pay to put pressure on the link attached immediately, without thinking to explore this great tragedy, Faouselh link to a page similar to totally page Bank-mail, in terms of design and all the details, and the poor quickly enter your user name and password, and who went directly to the thieves via this link fake, and here the person has sent himself, username and password The secret to the thieves, who sent him that message. This is a simple example of some of the tricks of thieves to steal money, customer accounts in electronic banking.

 As we have seen in the previous example, is one of the most important dimension of the security issues, which worry dealers in electronic money, whether they are holders such as banks or exporters have electronic. As we can see, the electronic money Taatattabr phenomena of modern technology, which have been associated with technological development phenomenal in which we live, and therefore they suffer from the same security problems related to modern technology, and in spite of the vulnerability of all payment methods other electronic security risks, however, electronic money, remains the Most likely than other security risks. Security risks associated with electronic money, not only linked to the customer or consumer alone, but may also extend to the merchant or perhaps the issuing bank for the money, through a very complex fraud practiced by international gangs to a very high degree of training and technological superiority.
 
As well as falsification of accounts and work accounts or fake accounts and fake numbers, it may happen that fraud is also by modifying the data stored on the cards on different software or on the hard drive of a personal computer. May occur security breach either as a result of a criminal act intentionally, such as fraud Oaltazyev, either as a result of the work of non-intentional, such as literacy or sabotage the site of the web, either through the design of electronic systems Simulator Oalqrsna electronic, all these behaviors Oaltahedadat previous and others, may result in security breaches seriously. Difficult to provide absolute safety for users of electronic money or e-banking services, but of course there is a package of security methods that can provide the user with a high degree of safety, but not absolute, of course.
 
Snfred here later on many topics, especially security-mail, and will be just a simple procedure makes it easier for everyone to follow without the installation of software to protect expensive or use copies of counterfeit or stolen from antivirus software, then it itself is a crime, does not it make sense to commit you hand a crime in order to protect yourself of another crime, this is really weird, so we will cite later set of actions necessary and simple which includes a reasonable amount of protection on the Internet with some free software, of course, do not expect to give these measures absolute protection and full, of course not, at the same time not Think that Tstahedvk intelligence world, or one of the international mafia gangs, because you do not concern them in something does not concern you as are ab initio. But you know you you alone and hand of opens the door for thieves in order to enter into your computer and steal your money or your information, studies suggest safety on the Internet (statistically) that the highest percentage of victims who are subjected to steal their money or their information on the Internet will be caused by the victims themselves, are the ones who provide their own hands the keys to their computers or their accounts thief in the absence of them.
 
As regards the legal risks, there are a number of risks that come mainly through violation of the laws, and on top of that Almjacr such as money laundering, of course (we will talk on topics come from money laundering in detail), as well as legal risks can add the subject of the disclosure of the secrets of customer and violation of privacy. As well as the poor quality of the contractual process Oaleghanonah between the user or client and company service providers, or those that may arise between users on the one hand, and sites selling goods and services on the other hand, a set of relations manifold and complex, which has tainted some legal errors, especially with the novelty of this kind of money and being still in its initial stages, and at the completion of the way to maturity. There are also other important points of clarity and transparency, and the rights of the parties Oaltazamat engagements.
Privacy policy, and confidentiality of the data for bank accounts, e-important things and haunting of all parties, whether customers or banks or traders or governments of, T must TDs noses at all those transactions, once under the pretext of security and the protection of the law and other times not justified at all, and perhaps where the violation of the law itself to claim protection, and sits in that all governments, whether for developed countries or backward, the only difference between the governments of underdeveloped countries and governments of developed countries that the governments of underdeveloped countries be rough to a large extent with their people, Vteixr all laws without regard for human rights or privacy or the like of those things that you see from their point of view just (stupidities), and the governments of developed countries and you shall do the same thing and probably the worst of it, but in secret, away from the lenses and the media, dictatorial governments backward slaughtered peoples in cold blood, as does the generals of the military coup in Egypt since July 2013, while other governments that claim Tstgvl progress of their people, while kill all the principles and values ​​of freedom and democracy that espoused a lie.
 
The preservation of the confidential financial data related to customers with cash, electronic, considered one of the most contentious issues of concern to all parties associated with the operations of electronic money, and it seems that it will continue to haunt everyone for a considerable time to come, especially with the rapid spread of this kind of money and the accompanying proliferation and expansion of Internet usage and entry to Almost all parts of the earth, and the issue remains a haunting of all, whichever is first? Alhsusih the rights of individuals in the most important? Or the rights of States to monitor all activities to reduce crime? In fact, if improved intentions there would be no problem, The user who is not afraid of anything and has nothing to hide there is no problem to have that condones some of his rights to privacy, and at the same time the need for governments to respect the freedoms of individuals and do not go too far in breaking into the specifics of the people due to his and needlessly .
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