In fact, puzzled
rights in writing about money in general , and on the types or forms, in
particular , if they are writing scientific research there is no problem
because specialists can follow up the matter easily , but when you write for
the public , of the non-specialists Thar really , because you want to intensify
the subject, and drafted a simple style , away from the specialized Specialties
, but this shortcut often within the meaning of prejudice , we will do our best
in general , so that the subject is understandable and concise as well. Must at
the outset to distinguish between two basic types of coins , the first real
money , which is the money that I have a physical presence , and the actual
value , such as the pound gold Premier Indian rupee silver and elsewhere , many
of the gold and silver coins , which were common before World War I , and the
whole currency or real money equal to or equivalent to the same value. The
money discretion, or census , it is the money that I do not have a physical presence
tangible , but is used as a unit of account , to be held accountable within the
state Kganah , dollar , yen enlightened , euro- yuan , rupee , etc. , which is
used as such coins as money estimated in its state -exporting , the U.S. dollar
has in the United States , and the Canadian dollar is estimated criticism in
Canada , in Australia, the Australian dollar , sterling Oganah in England or
Britain .
Coins
Are the first types
of money that appeared on the face of the earth , if we exclude goods and other
assets , generally say that the coins appeared after the inability old goods (
wheat , barley , dates, tobacco , sheep , cattle , chicken , etc.) to meet the
requirements of the people , in exchange and trade " barter ." You
can imagine a man , owns ten tons of wheat, wants to travel , for example ,
will carry all of these commodity money with him , to be used as money to buy
his requirements ? This is a simple example to explain why , and the urgent
need for people at the time, to substitute for those of commodity money , and
we'll come to mention it in detail , in our conversation about the origins of
money , and history on this earth . We can say that the coins are those coins
minted from metals such as gold, silver or bronze , and the money Mineral two
forms , namely those coins full , which equalized the legal value with the
value of metallic , the oldest of course , and the other form is coins help,
newly emerged , and the superior legal value on the value of the metal, which
it is stored , such as a piece of metal worth pounds for example , if I went to
sell it to metal workshops , to be used as a metal does not give the owner of
the workshop pounds , a price for it , but a lot less , and perhaps vice versa
, as it was in Egypt before the military government in 1952 , where he was
pounds of gold worth at least $ mineral for legal value , so that the pound
gold was equivalent to 95 penny almost , not a hundred penny , but after the
military coup in 1952 , fell Egyptian pound until it reached the closest point
to zero , what is left for him except that fades completely , , the Egyptian
pound lost during the sixty -year-old black about 97 % of its value , and
became a pound of gold equivalent to 1890 pounds , will come later on said many
similar threads in the evolution of currency , and the relationship of the
economics behind them .
Paper money
Are legal tender ,
issued by the Central Bank of the State, and commits the state to persons and
bodies acceptance , the trading value of these issued a timely manner , without
having the right to convert them into gold or silver , they are just an
instrument of the state of the current value when issued . We will discuss in
detail the emergence of this kind of money , which is relatively recent , and
it is what we see every day , and we use in our dealings such as the euro ,
pound, dollar and other currencies .
Banking money
Are those coins ,
issued by commercial banks , which is about money deposited in the accounts of
customers in the bank , under which the Bank is committed to pay these amounts
deposited with him , on demand or for specific , to depositors , but this money
many pictures were fabricated , and we'll talk later in the most important the
functions of the bank, in creating cash , falls within this framework also
certificates of deposits , bonds , instruments , and many other different
payment orders
.
Plastic cards
Banks issue and many
companies , this kind of money , whether it is pre-paid , meaning go the client
to the bank or the company and the replacement of his money paper plastic ones
, or card for the withdrawal of the balance , or those credit that provides
financing for the client , within a certain limit Kashrh thousands , for
example, or more or less , each according to its circumstances . The usefulness
of this kind of money , is the portability system, registered holders of some
of these cards , to buy its way and pulls through which other types of paper
money from automated teller machines , wherever he or gone , and here I am reminded
of the story is fantastic , recounted to me a friend banker was director of
operations cards , in one of the banks , and while he sat continues his work
one evening , reportedly to request payment of a plastic card , several million
dollars for the treatment of point of sale in another state too far, and
immediately stopped the process , and contact the cardholder , in order to
clarify it up , told him pregnant card , that he is already using the card now
, and that he was going to buy Palace , the resort's international tourism ,
and asked him to pass the process , passing my friend after we confirm the
personal card holder, and it is from the process , and there is no suspicion of
theft or fraud , see How facilitated plastic money , to buy this guy Palace
millions of dollars ? , And Jnepth carry several million Banknotes with him ,
and travel to the ends of the earth , not to mention the safety of course , is
a very important element as well , generally we'll talk in detail later , this
type of plastic money , and its origins and its development to date , as well
as Funny stories abound.
Electronic money
This kind of money ,
is the latest form of money , has appeared recently , after the proliferation
of networks, the Internet , e-commerce , and the need for people to buy and
sell via their digital devices , and therefore also called cash digital , which
is about cash balances , were shipped in the accounts of the owners in Banks
electronic , we'll come on to explain in detail later .
Some go further , to
include money recorded on electronic media , and the purchase of magnetic cards
, where he managed the money holder , replacing the diverse goods and services
, on the Internet . Also recently appeared debit cards , charge cards and
phones , and other some, annexed to this form of electronic money , where they
rely on the digital method to take advantage of them , or exchanged service
such as communication , for example. This is the team that expanded the types
and descriptions of electronic money , to include even charge cards phones , is
the same team that believes that money means replace the value of a certain ,
and this value is , in essence, the goal or purpose , Veron to check phone
service in itself value might be obtained through the means of electronic money .
As for the other team
, who does not see the annexation of recharge cards phones to electronic money
, argue that what was done to phone recharge cards , not monetary units , but
the units are telephone , can not be replaced by something else , such as money
, as we see this opinion and merit , and the opinion of the former philosophy
also, dear reader and you can choose what suits them . It should be noted here
that this latter view , agree to a large extent with the definition , the European
Central Bank for electronic money and the ( stock letter for monetary value ,
on the way technology , commonly used for payments to contractors is of the
issued , without the need for a bank account at you make the deal , and used as
a tool mounted prepayments
.
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Pictures
Source: Flicker
Pictures
Source: Flicker
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