Sunday, February 16, 2014

Chronology of the emergence of money

We have seen, already bartering manner commodity exchange narrow, and the like of the many difficulties, has paved the way for the existence of a new method in the process of commodity exchange, on a larger scale, due to the development and expansion of human populations and communities, which have become the communities adjacent, stable near the banks of rivers and around the valleys, in tribal and tribal frames each with its own nature, and is characterized by the production of a particular economic activity, is associated with this production. We have become such tribal groupings, representing the beginning of human civilization as a whole, and the discovery of human resources new normal, and practice of agriculture and animal husbandry, grazing instead of fishing, tended human populations, to stability in the form of communities, and grew up a close relationship between man and the earth, in that era, where agricultural activity is the main activity, with those human populations, and the association was pushing for a person to use the means and intermediates, facilitating his exploitation of the resources of its environment, and he made farming tools that will help him on, cultivate their land, and the evolved human needs more, discovered minerals, and realized the way melted and composition, to the shapes that enable it to take advantage of those metals in his life.

With the diversity of goods and services needed by the human, it has become difficult for him to producing all his needs by himself, hence the process of specialization, within the group humanity itself, was the beginning of the division of labor in human populations, in the framework of the same society, allowing them to producing all they need goods and services. As this was the beginning of a new phase, in the exercise of trade, where he became an individual produces a particular commodity, in the field of specialization, and the amount in excess of need and commute surplus of them, including needs of goods and services produced by others, according to their specialization. Marxists believe that the exchange is based on the value Alastamalah swap, the value of the bounties of reciprocity. Valenjar not need all the doors that Aanottagha his work as a carpenter, but he needed to bounties and goods of another kind, namely, that the doors which are made do not represent for him the value of Astamalah, but exchange value, while they represent a value Astamalah, when other or other parties Kfilah sponsor or others, so people are looking for values ​​Alastamalah of things and Apadlunha values ​​of reciprocity for the things that they produce their own.

 

In Islamic thought, maybe do not find this specifically detailed to the previous example, but you will find within the colleges in general, belong to the natures of human beings, and what God created him from the differences and diversity, divine goal of this diversity and differences between humans (in Islamic thought) is to push people to deal with each , need human beings to each other, and thus their dealings with each other and engaged people before (says God in the Koran, "We have created you into nations and tribes so") and spread peace among them, because they need each other, and need to exchange and peaceful coexistence, Faam peace between people and groups of human , which requires each of them to the other, even if, God willing, for their creation are alike and create each person's needs, and make it the indispensable than others of human beings, even if this happened to developed nations, and Tareft, where there is no need for long or dealing or exchange of goods and products. Says Adam Smith (Give me what I need from you, and I'll give you what you need from me), this is the essence of the subject, and the fact that the reconstruction of the Earth as seen by Islam and is consistent of course with human nature, and all the thinkers in the world. Go back to what we started, talk about the evolution that has occurred in the human population, and the accompanying development of production in quantity and quality of goods, which has led to the need to devise a more sophisticated system, to swap to keep up with this significant expansion in production.

 

The stabilization phase in human populations homogeneous, and the relationship of the human resources of the surrounding environment, has led to increased disciplines among members of these communities, and began to use them automatically, for some types of goods as a mediator in the swap operations, to accommodate their needs as noted previously. It was a condition of intermediate goods to be a commodity utility, for all members of the same group, or a number of specialized groups, at least. Mentioned above are numerous examples of these intermediate goods or standard used by groups of different human, such as wheat among the Egyptians, Shells with groups that live in coastal areas, fur and leather in cold regions, and many others a lot of goods, which were used as commodities and intermediate or as money commodity, is sold out production of any other commodity with the aim of buying them, again goods new, the human need, rather than the old method of bartering. But it seems that the money commodity or standard, also did not tack able to meet the needs of communities constantly evolving, began the human search for a replacement last record, has the characteristics of the best, and free from defects intermediate goods current so that the commodity perennial, to Ataatlv quickly with storage or transport, do not lose value because of trading, and to be a commodity, indivisible, with units homogeneous, for Attzm scarcity is difficult to obtain, nor of abundance excessive hurting production value, and that value is fixed and does not change from period to period, and are desirable from everyone so that they become a repository of wealth and purchasing power absolute at any time can be used to buy other products, etc. .. .

 

Probably feels narrative Rapid theme, a kind of acceleration in the evolution of money, and its appearance in the hands of the people, but the fact that what we have in a few lines, tells the suffering and the struggle of man for thousands of years, how many thousand years were required rights for up to image the finest of money? I've been human lives alone does not deal or exchange produced with others for a long time, stretching for hundreds of years, and then lived longer on the barter system for hundreds of years again, and then hundreds of years lived used the item and produced his own hands as a kind of money standard, and so under the human thought For thousands of years, is busy searching for a broker of exchange, to avoid it all the negatives that have been used where goods in exchange process, or what is called before barter, both in the first phase, when it is the exchange of goods against each other, without distinction of goods used in the exchange, or in The second phase of the commodity exchange, a kind of trade-off, too, but different commodities or commodity standard. Given the disadvantages that accompanied the use of commodities as an intermediary for the exchange, and its inability to keep pace with the evolution of human life, that there were many communities and increased production for the needs, and has been looking for the same from the store that value productivity, and the diverse communities as a whole, need to be given commodity received general acceptance, to be used as a mediator in facilitate the process of the swap, the guided rights to precious metals such as gold, silver and copper, and it was used as an intermediary for the exchange of acceptable and impressive and satisfactory for all human groups, and spread to deal with a long period of time in the form of ingots Oqta specie, and was dealing are based on weight.

 

But there was a new problem also, or a new challenge to the human thinker, not all people are experts in the yellow metal "gold", or other metals, has led the different types of these metals, and the different value and the difficulty of estimating it from the masses of people, to the emergence of a new challenge because of manipulation elements in the components of each metal, especially gold, which has been frequently cheated, lack of knowledge of all the people went to the original material, and standards of purity and weight was tempted manipulators fraud in it, to outwit the ordinary. After that received those metals confidence and acceptance to everyone, and in the framework of a social system more organized, in terms of social, political and economic, it was imperative for the ruling authorities in every human society, region or state, to intervene to protect citizens and to prevent abuses, fraud and manipulation of their wealth, here we are talking for the last decade before only several centuries.

 

After the stability of societies and organization, Ksultat General is sponsoring the interests of citizens, intervened that authority in regulating the use of precious metals, to prevent tampering and fraud, became a power in society or the state, are responsible for the formation of these precious metals and issued in the form of coins for cash, each with its own weight and standard known to all Stamped upon by those authorities, and became the coins can be counted after it is used by weight, for example, a number of silver coins with a weight equivalent to a certain number of gold coins by weight and a specific standard, and has gained confidence in the monetary system of the metal everyone to deal with it. Although the economic system has achieved stable under a system of coins, and traded in a wide range, including trade exchange between the communities of loosely coupled, but the economic development of successive showed some difficulties in the trading system Balmeskukat cash, due to the expansion of trade and transactions between traders of different peoples and geographically dispersed, there are dealers in Europe want to import goods from China, India and Africa, and there is great difficulty and many dangers in the carry and transfer large amounts of money to buy those goods, difficulties in pregnancy and the transfer of those funds enormous cash from one country to another by road or sea, and the fear of lost or stolen on the way, this as well as the coins Precious become a great economic power of the state owning them, strength of nations economically become measured, including state-owned precious metals "Gone, for example," Vantahjt States to policy collect larger amounts possible of gold and precious metals, and is keen to Aktnazha without graduating, but avoid it guided a lot of traders in the development of what they own coins for cash in private homes, they were called houses of money, which has the support of confidence and good reputation and protection, or when Suyyagh and gold traders, and they get in return instruments, to prove their ownership of the deposits of minerals, and this point began the process of replacing paper or instrument or bond replace gold or expressed in or installed ownership.

 

Little by little, became trade depends on those instruments, bonds function on gold ownership, or bank notes, the mouthpiece of gold or situation misplaced, or what you want from the descriptions of the situation, replaced those papers gold shop in the conclusion of business deals, where the debtor party to sign the instrument, confirming the assignment of the content value of the creditor, and have the creditor has the right to receive an amount of the instrument when it is submitted to the house of money or one of its branches, and these instruments has been resolved the confusion that existed to take coins Precious intermediary direct swap, and began gold coins disappear to be replaced by Papers by function or expressive about. However, this new medium or instruments are not considered money per se, but rather plays a parliamentary expressing coins gold real stored in the house of money, and became known as paper money MP and Tdarj acceptance in circulation without reference to, the issued to repay in cash from the cash balance metal, which was covering the value of all instruments traded banknotes.

 

Because of what I have received this modern way of confident individuals, in the issued and their ability to meet or worth paying for, and due to the characteristic of these instruments to facilitate the process of exchange and trade, has increased its use extensively, and led to the establishment of banks or financial houses or banks by issuing large amounts of banknotes or banknotes, which exceeds the value of cash balances actual their existing (gold coins), which led to their occurrence later in the crisis of bankruptcy, when you can not exchange all submit to the instruments currencies gold, not able to cover all Makedm of the banknotes, banknote or to pay the corresponding metal gold coins. And that almost lead to the collapse of the good relationship between the owners of houses and money deposits, and the establishment of a real economic crisis because of it. Was the intervention of the state in that period may limit from falling into crisis, and governments are watching the operations of the issuance of those instruments, or banknotes or banknotes, and supervision on by Bank specialist belonging to the state called the parent bank or the central bank or bank banks, adding to his reputation of prestige State, which has increased the confidence of individuals and acceptability of banknotes issued by those central banks or monetary institutions for the country.

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